First Time Homebuyer Mortgage
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First time homebuyers can often buy homes with zero money down. Buying a home with no money down is often referred to as 100% financing. When you finance 100% of the purchase price, the risk to the lender is increased, and therefore you will normally pay a slightly higher interest rate than if you were to put some money down. However, rates are still very low and many people can still qualify for no money down financing, even as a first time homebuyer.
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